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New Car Research

Buying the Car of Your Dreams

When you’re hunting for a new car, your choices are usually:

  • Ordering a brand new car with the options and extras you want
  • Buying a pre-registered car from a dealer
  • Buying a used car

If your budget isn’t an issue, and you’re confident that you know what you want, then a brand new car is a great idea. Your dealer will note down the exact specifications of your perfect car, with the order going straight to the manufacturer. Your car will be built to order, which means you will get a fantastic new car complete with a manufacturer’s warranty.

Buying a pre-registered car from a dealer’s stock is another option. Dealers buy cars in volume from manufacturers in order to get discounts. These are cars that the dealer already has in their possession, so you can't choose factory-fitted extras. You should be able to save quite a bit of money by going down this route, especially if the dealer is having trouble shifting stock or the registration plate is due to change, in which case they'll be keen to sell these vehicles on as demand for them will drop.

Buying used is your alternative to a brand new car. The value of most cars drops steeply in the first couple of years, so you will not have to lose out due to depreciation. You can shop around to find a car that has a spec to suit you. Obviously, you cannot always guarantee the condition of the car and should always get a mechanic to check a car out before you buy it. You should also pay a small fee to have an HPI check performed to ensure there is no outstanding finance on the vehicle.

To Buy or to Lease?

So, you've chosen the car you want. Now, how are you going to pay for it? There are a number of finance and leasing options available:

  • Buy outright with cash
  • Finance
  • Lease the car

Buying with cash will be the cheapest option in the long run, as there will be no interest to pay on a finance deal or a loan. If you want to spread payments over a few years then you could consider a car financing option such as Hire Purchase (HP). This will allow you to buy the car with fixed monthly payments for an agreed term. You can get HP finance on new or used cars.

Finally, you could lease the car rather than buying it. You won’t own the car, but will be borrowing it on a long-term basis. Once your leasing agreement ends, you just give the car back and lease a new one. This means that you always have a fairly new car, and don't have the hassle of buying and selling every few years. Personal Contract Hire (PCH) is a leasing arrangement for private individuals, similar to Personal Contract Purchase (PCP).

Where to Go From Here?

To assist you in your search, we've created two other sections that you might find useful:

Or, alternatively, you can get in touch with the Oneswoop.com team for a personable, professional response.